Terms of Use

Owzi helps a table work out who owes what. It doesn't touch your money, and it doesn't ask who you are. Use it for meals with people you trust, and check the numbers before anyone pays.

Owzi is a calculator with a nice interface. It reads a receipt, holds your items and diners, and shows the maths.

It is not a bank, wallet or payment service. It never moves money, never asks for card or bank details, and has no part in how you settle up afterwards. If someone at your table doesn't pay their share, that's between you and them — Owzi can't help chase it.

Every bill is reachable by its link or QR code, with no sign-up. Anyone who has it can see the bill and change it — add items, claim dishes, add or remove diners.

Keep the link to your table. Don't post it somewhere public. What you put into a bill is yours to keep accurate, and yours to keep private.

Receipt scans can get an item, a price or the tip wrong, and a blurry photo can be read badly. Everything the scan finds is editable, and the totals only count what's been claimed.

Look over the items, quantities and prices before you rely on them. Owzi shows what the maths says — you decide what you actually pay.

• Don't use Owzi for anything unlawful, or to mislead the people you're splitting with.
• Only create a bill from a receipt you have a right to share.
• Don't try to break, disable, scrape or interfere with the service, or dig around in bills that aren't yours.
• It's free to use, so please don't resell access or pretend Owzi is something it isn't.

Owzi is a work in progress. Features may appear, change or disappear, and a bill may one day be removed — so save your results before you head back home.

If these terms change, the date at the top of this page gets a refresh. Keep using Owzi and you're agreeing to whatever's here.

Owzi is provided as is, without warranties of any kind, to the fullest extent the law allows. To the extent we can be liable at all, our responsibility is limited to the £0 you paid to use Owzi.

Get in touch with the Owzi team and we'll help with any question about these terms.

See also our Privacy Policy for what gets stored and what doesn't.